Pricing

Our current rate of pricing is $125/hr.

HSA/FSA Use

You can use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for services at Luma Via. Requirements vary by provider, so please check with yours to confirm what documentation is needed.

We’re happy to provide detailed receipts or letters to support your reimbursement process. If you have any questions about using HSA or FSA funds, feel free to ask.

Insurance

Luma Via does not currently accept insurance. We believe everyone deserves access to quality mental health care, but we’ve chosen to remain independent of insurance to provide more personalized, flexible treatment without restrictions.

Insurance companies often impose limitations on session length, frequency, and treatment type, which can interfere with individualized care. By working privately, we can tailor therapy to your unique needs, protect your confidentiality, and focus fully on your well-being without the added bureaucracy.

Therapy is an investment in your mental health, and paying out-of-pocket gives you greater control and privacy throughout the process.